January 31, 2008
By admin in featured | 0 comments
In California a Term Life, No Exam Insurance can be issued instantly ONLINE!
Numerous websites offer one of the quickest and most convenient ways to purchase term life insurance coverage. There is a easy 3-step process that can be completed from the privacy of your home or office without requiring you take a medical exam, blood test or speak with an agent. If qualified, you can print your in-force life insurance policy in minutes!
Enjoy peace of mind for the next 10, 15, 20 or more years.
When you have a family who depend on your income in California, you should consider buying a no exam life insurance policy, in order to protect your family. Life insurance is at times difficult to understand due to the large selection and the different types of insurance that are available.
An insurance policy is a legally binding contract between an insurance company and the person who buys the policy. In exchange for payment of a specified sum of money, called the “premium,” the insurance company agrees to pay for certain types of loss or damage as specified by the contract. When a loss occurs which meets all of the requirements described by the terms of an insurance policy, the loss is said to be “covered” by that policy.
There are 3 main types of life insurance: Term life, whole life and variable life. In California you can buy a new simple term life insurance for $150,000.00, and “no medical exam required” for up to $250,000 to term life for $300,000, in about 15 minutes. You can get same day coverage if you answer some simple medical questions and you can apply completely on line
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March 29, 2008
By admin in Long Beach | 0 comments
Reader question: “What kind of Life insurance is “grow-up” in Long Beach, California.
Long Beach, is located in southern California on the pacific coast.
The port of Long Beach is one of the world’s largest shipping ports and the city also has a large oil industry; oil is found found both underground an offshore. Long Beach is the first city in California to join the “EcoZone” Program, intended to improve environmental conditions through public-private partnerships. Long Beach is known for its street art.
Answer: Randy, thank for asking:
Grow-Up life insurance is $5,000 whole life, cash value insurance you own until your child or grandchild becomes the policy owner during the year he or she turns 21. During that age, the insurance amount automatically doubles to $10,000 with no change in premium.
Grow-Up insurance provides for the future because regardless of poor health or anything else that could make another company refuse coverage, during the ages of 21 and 28 your child or grandchild can buy additional coverage at a standard premium- providing up to $50,000 total coverage
I hope this explain it clearly for you.
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January 31, 2008
By admin in Fresno | 0 comments
Joseph from Fresno, California wanted to know about “What is assigning life insurance?”
Fresno, California has an abundance of quality locally grown/raised fresh food and wine. Traffic is better than most sites and the weather is generally very nice. The cultural Arts District is a local arts and entertainment district.
Answer to Readers Question :
There are 2 examples of assigning life insurance.
- One example of assigning Life insurance is if a court orders you to assign your life insurance to a former spouse.
- Another example is if you were terminally ill, you could assign a viatical insurance company who would pay you a portion of the policy and after your death the company would receive the benefits. You should of course consult a lawyer.
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